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Reserves are important and why it helps.

Reserves are important and why it helps| Valor Lending Group Are you wondering what reserves are? I am here to help! Check out the information below. What are reserves? In this blog, we are going to discuss reserves and the reason for them in real estate transactions. First, we will provide the definition. Second, we will explain […]

Best Tips to Buy Your First Home | Valor Lending Group

Valor Lending has gathered the best tips to buy your first home Are you ready to purchase a home of your own? Are you interested in learning the best tips to buy your first home? Purchasing a home can be very stressful, especially if you don’t know where to start. When getting ready to purchase […]

Fastest DSCR Investment Property Loan

Fastest DSCR Investment Property Loan is a type of financing to purchase or refinance an investment property that currently or potentially cash flows. This is common tool to qualify entities or persons rental property real estate transaction. The ability to produce enough rent to completely cover their PITI payments. The higher the ratio gets, the […]

No Debt To Income Ratio

What is a No Debt To Income Ratio Loan? A No Debt To Income Ratio Purchase or Refinance is a loan product that allows a borrower to purchase or refinance a primary residence based off of credit and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s […]

New DSCR Investment Property Loan Programs

New DSCR Investment Property Loan Programs | Valor Lending Group Valor Lending Group has the new DSCR investment property loan programs you have been searching for and we are ready to hook, line and sinker your loan scenario! The popularity in today’s market to invest in real estate is skyrocketing. In California investors are capitalizing […]

New Valor Stated Income Loan

New Valor Stated Income Loan | Valor Lending Group VALOR LENDING GROUP CAN HELP YOU ACQUIRE A NEW VALOR STATED INCOME LOAN TODAY! Would you like to discover our new Valor stated income loan programs? Are you Self Employed or a Business Owner? Tax returns preventing you from getting a good rate? Not anymore, provide […]

Best No Tax Return Loans

Best No Tax Return Loans | Valor Lending Group HEY SELF-EMPLOYED BORROWERS! VALOR LENDING GROUP HAS THE MORTGAGE LOANS YOU HAVE BEEN SEARCHING FOR! When you are self-employed it may be difficult for you to qualify for a traditional mortgage.  Self-employed individuals use the IRS tax code to their advantage to cleverly write off expenses, as […]

Tip on how to get a commercial property loan

B. Key Distinctions: Commercial vs. Residential Property Loans Commercial loans are riskier and more complex than residential loans. Here are some of the key distinctions between residential and commercial property loans. 1) Underwriting – Evaluating Strength of Transaction Commercial loans focus mostly on the current and future income-producing potential of a property (as opposed to […]

How to Close Quickly on your Home Loan

Want to close quickly on your home loan? So you want to close quickly on a home loan – I’m sure we all do no matter if it’s your new to you owner-occupied home. Or if it’s an investment property like your first AirBnB – you want to start cash-flowing right away! The biggest tip that I […]

Tips on how to qualify for a mortgage for rental properties

Many remember the tips from Rich Dad Poor Dad and acquiring houses to cash-flow with rental properties. Or , in better terms = mailbox money! But one important piece from the Rich Dad Poor Dad book that didn’t stick in my mind was tips on how to qualify for a mortgage or rental properties. Maybe it […]

New Helpful Tips To Buying A Home

New Helpful Tips To Buying A Home | Valor Lending Group VALOR HAS THE NEW HELPFUL TIPS TO BUYING A HOME THAT YOU’VE BEEN SEARCHING FOR! When buying a home you need a team behind you that you can trust! We are here to simplify your home buying experience! Check out our New Helpful Tips […]