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Your Journey Begins

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Your journey begins with a single step. Give me a call and lets get you a pre-approval for the right program and watch as your journey begins.  Whether you’re buying  your first home or deciding on where to retire we will help you find the right mortgage for the right home.   Below are some helpful […]

Great Information About VA Home Loans

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Great information about VA home loans. Your service to our great country should always be recognized and appreciated. We have a number of programs available just for our service men and women and veterans for California residential financing. Let us work for you to get you into the home you deserve. Check out this great […]

9 House Hunting Tips

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9 house hunting tips that can assist in getting everything you need. Buying a home is one of the biggest investments you will ever make. Here are 9 house hunting tips to assist you in making your best buying decision. TAKE LOTS OF PICTURES of both, the interior, and exterior of the home (especially any […]

3 REASONS TO USE A HARD MONEY LENDER

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Here are just 3 reasons to use hard money if you are looking to build up your real estate portfolio this year. There are many reasons to user hard money for your investment property needs whether you are looking for fast turn times, present a stronger position with your offer or have credit history issues, […]

Bridge Loans California 2021

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Bridge Loans California 2021 | 3 Options | Valor Lending Group | Typically without an appraisal** Looking to purchase your dream home but at a stand still because your current home has not sold yet? A bridge loan is a short-term loan, also referred to as a swing loan, cross loan, or flip loan. It […]

Best Bank Statement Lender

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Bank Statement Loan Ideal for the self-employed borrower. Instead of using tax returns, W-2s and pay stubs, our bank statement loan uses the total deposits into your bank account and calculates the income over a 12 to 24 month period. Self employed borrowers tend to write off a large amount of their income as expense […]

BEST GROUND UP CONSTRUCTION AND SPEC BUILD LOANS

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BEST GROUND UP CONSTRUCTION AND SPEC BUILD LOANS Valor Lending Group can can fund Ground Up Construction and Spec Build home loans for almost any loan scenario. Whether your it is your first project or a seasoned builder adding to your portfolio, Valor Lending can fund your purchase and construction cost up to 90% Loan […]

Best Jumbo Loans California

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Best Jumbo Loans California | Valor Lending Group Are you looking to purchase the home of your dreams? Valor Lending Group has the top available Jumbo Loans for you!  If you are a real estate investor, self-employed, or full document qualifier we have many different loan options that will fit all your needs. We can provide […]

Top California Bank Statement Loans

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Top California Bank Statement Loans Are you looking to purchase a new home or refinance your current home in 2021? Self-employed individuals run into issues when trying to secure a mortgage loan because they do not have W2’s to prove their net income on their tax returns. The Bank Statement Loan program allows those individuals to receive […]

Top Bridge Loans 2021

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Top Bridge Loans 2021 | Valor Lending Group Are you ready for a fresh start in 2021? Would you like to purchase a new home but your current home has not yet sold? A bridge loan is a short-term loan, also referred to as a swing loan, cross loan, or flip loan. It is a […]

Bank Statement Home Loan

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The bank statement home loan is back in action with a few updates due to market conditions. The bank statement home loans are once again very comparable to a conforming, high balance and jumbo loan.  That said, they are Better than before with changes to the loan to value (LTV) allowance, Credit score requirement and […]