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Investor Cash Flow Program | Up to $2.5M on Purchase & R/T | Up to $2M Cash Out

  Are You a Residential Real Estate Investor? Use the Investment Property Cash Flow to Qualify! There are a number of programs that are at your disposal with Valor Lending Group if you are a real estate investor. What program is right for you or your client’s situation?   Real Estate Investor Program: Don’t let rising […]

The Good News Girl

  I Love a Challenge! Even if other lenders can’t I can! Give me a shot on your next deal and save time!     Valor Lending the Good News Lender! Call Janice 858-442-1854

Mortgage Rates Back in Line With 3 Year Lows

Mortgage rates moved lower today as MBS (the mortgage-backed securities that determine the value of mortgages on the secondary market) improved relative to US Treasuries.  That’s NOT a common occurrence recently!  When Treasury yields have moved quickly to long-term highs or lows, MBS tend to lag the move noticeably.  As 10yr yields moved even lower at […]

Home Prices Are On The Rise Again

A second housing price index is showing an uptick in the rate of appreciation, possibly because interest rates declines have begun to mitigate affordability issues.  CoreLogic says its Home Price Index for July was up 3.6 percent in July, the annual increase in June, was 3.4 percent.  On a month over month basis the gain […]

Commercial Stated Income Loans | Up to 80% LTV

    Great option for investors and business owners who are not able to disclose certain information or whose properties are more valuable than a tax return might show.     Commercial Stated Income Loan Program Highlights:  Purchase, Refinance, Cash-Out Up to 80% LTV Only 650 Credit Score Required No Tax Returns Required No 4506T […]

Investment Property No-Ratio Loans | Up to 85% LTV

  Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify clients based on personal credit and property cash flow.  No personal income required to qualify, no need to submit income statements or tax returns. Best for investors looking for non-bank financing solutions for 1-4 Unit Rental Properties   Investor Cash Flow (DSCR) Program Highlights […]

California Bank Statement Deposit Loans | Up to 90% LTV

  1-4 Units Bank Statement Deposit Loans–We can fund your loan without tax returns or W2s! All you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on 1099s.  **UPDATE: Now only 12 months self-employment needed to qualify   Bank Deposit Loan Program Highlights Only 12-months […]

Homeownership is the Top Contributor to Household Wealth

Valor Lending Group features every loan in the book to assist America in realizing the dream of wealth! Homeownership is the Top Contributor to Household Wealth Two US Census Bureau researchers have determined that the biggest determinants of household wealth are owning a home and having a retirement account.  While that may not be surprising, […]

Fix and Flip Loans | Nationwide | 12-14 day Close

Fix & Flip Loans | 2 Week Close  Program available: Rate as low as **7.99%** 12 month term Loan amounts to $4mm Interest only payments Up to  85% of purchase and 100% of rehab costs Reimbursement Draw Close in 12-14 days (after full submission)   Valor Lending Group can fund your fast-hard money loan up to […]

Nationwide Commercial Stated Income Loans | Up to 80% LTV

    Great option for investors and business owners who are not able to disclose certain information or whose properties are more valuable than a tax return might show.     Commercial Stated Income Loan Program Highlights:  Purchase, Refinance, Cash-Out Up to 80% LTV Only 650 Credit Score Required No Tax Returns Required No 4506T […]