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!Realtors! Think your deal is DEAD?

    Don’t lose another deal! Valor Lending Group SAVES DEALS! Your one stop funding solution for any scenario! I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.     Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and self […]

What goes on during the Underwriting Phase?

You shopped around and got a few quote from a lender that you like and the loan officer tells you that you are pre-qualified. The loan officer puts together the submission packet and give it to the lender who now says you are pre-approved. What’s the difference? Check out a recent blog post to learn […]

California Fast Hard Money / Close in 7-10 days! Rates as low as 6.99%*

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Valor Lending Group rocks hard money loans typically without an appraisal! Offering nearly every type of residential mortgage loan and commercial loan in the book! Call or email me today to receive immediate attention to your loan scenario. Recap of our Loan Products:  1). Stated Income Loans (Great for business owners and self employed ) […]

What loan product is best for me?

  Valor Lending Group works with over a hundred different lenders to offer hundreds of different loan products!  That can be a bit much to handle for the average borrower or even the most experience ones, let us help you navigate through your cloud of confusion. Make some time to have a conversation with your […]

Hard Money Loans in a Flash!

    Valor Lending offers incredible service, communication and performance! Over 1,000 loan programs available for California Residential loans up to $10mm. Also funding Commercial Loans throughout the Country. We are your one stop mortgage solution company for any given loan scenario.     Recap of our Loan Products: 1). Stated Income Loans (Great for business owners […]

Mutually Beneficial Partnership

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Hello, My name is Christopher Lapping. I am a Loan Originator for Valor Lending Group, located in Diamond View Tower at Petco Park.  I am reaching out to you today with hopes of developing a lasting business relationship that will benefit us both in the years to come. I’m sure you have heard every Loan […]

What documents need a WET SIGNATURE in the loan process?

***UPDATE: Thank you to my readers that reply back with helpful feedback. We actually work with a few lenders that don’t need all these docs to have a wet signature but apparently the rule varies from lender to lender. You can assume that most lenders with require all or most of these docs to have […]

We can help you get a Jumbo loan with only 10% down!

Valor Lending Group works with over 100 different lenders to offer a vast array of loan products and one of our most popular programs is the 10% down Jumbo loan. Have you ever looked at a beautiful home and immediately told yourself “I can’t afford this!”. Now you can buy your dream home and you […]

Top 10 Plants for Designing a Water Wise Landscape

Wait! Before you spend thousands on landscaping—or on water-guzzling plants—try planting a DIY drought-tolerant garden. With the right plants, your landscape will be cost-effective, low maintenance, and beautiful. Here is a list of ten plants that won’t break the water bank but will still let you enjoy lush greenery and flowers without having to replant […]

Stated Income Loans & Fast Hard Money Loans

  Valor Lending Group can fund your fast hard money loan up to $10mm in as little as 10 days often times without an appraisal. Valor Lending Group also offers literally every loan in the book! Check out our programs below and please do not hesitate to call on me for any scenarios. I look […]

Do you know about our Investor Cash Flow program?

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Purchase | Rate/Term Refi | Cash Out Refi The Investor Cash Flow program is for experienced real estate investors who are purchasing or refinancing investment properties to be held for business purposes. The loan qualification is determined based on a debt coverage ratio, or DCR, with borrowers qualifying based on cash flows from the subject […]