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	<title>california stated income loans Archives - Valor Lending Mortgage and Loan Services</title>
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	<item>
		<title>Let Your Rents Work for You</title>
		<link>https://legacy.valorlending.com/let-your-rents-work-for-you/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=let-your-rents-work-for-you</link>
					<comments>https://legacy.valorlending.com/let-your-rents-work-for-you/#respond</comments>
		
		<dc:creator><![CDATA[Samantha Patch]]></dc:creator>
		<pubDate>Mon, 02 Nov 2026 19:00:37 +0000</pubDate>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Samantha Patch]]></category>
		<category><![CDATA[5+ Units]]></category>
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		<category><![CDATA[bridge loans]]></category>
		<category><![CDATA[california]]></category>
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		<category><![CDATA[california hard money loans]]></category>
		<category><![CDATA[california stated income loans]]></category>
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		<category><![CDATA[Florida]]></category>
		<category><![CDATA[hard money loans]]></category>
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		<category><![CDATA[investment]]></category>
		<category><![CDATA[investment properties]]></category>
		<category><![CDATA[limited doc loans]]></category>
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		<category><![CDATA[Multi-Family]]></category>
		<category><![CDATA[Rental Properties]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[SFR]]></category>
		<category><![CDATA[Short term rental]]></category>
		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">http://valorlending.com/?p=12595</guid>

					<description><![CDATA[<p>Let Your Rents Work for You &#124; Valor Lending Group INVESTOR MORTGAGE PROGRAM AVAILABLE NOW! Let the rents work for you by your rent flow paying your mortgage! Fund in as little as 21 days! No Tax Returns required! No Income required! No Debt to Income Ratio’s Calculated! It can be easier to get approved for [&#8230;]</p>
<p>The post <a href="https://legacy.valorlending.com/let-your-rents-work-for-you/">Let Your Rents Work for You</a> appeared first on <a href="https://legacy.valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
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		<title>What is a Cash-Out Refinance?</title>
		<link>https://legacy.valorlending.com/what-is-a-cash-out-refinance/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-is-a-cash-out-refinance</link>
					<comments>https://legacy.valorlending.com/what-is-a-cash-out-refinance/#respond</comments>
		
		<dc:creator><![CDATA[Samantha Patch]]></dc:creator>
		<pubDate>Tue, 20 Oct 2026 22:30:15 +0000</pubDate>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Samantha Patch]]></category>
		<category><![CDATA[10% Down Jumbo Loans]]></category>
		<category><![CDATA[bay area california]]></category>
		<category><![CDATA[Brandon]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[california hard money]]></category>
		<category><![CDATA[california hard money loans]]></category>
		<category><![CDATA[california jumbo loans]]></category>
		<category><![CDATA[california stated income loans]]></category>
		<category><![CDATA[Cash out]]></category>
		<category><![CDATA[Cash out refinance]]></category>
		<category><![CDATA[commercial construction loans]]></category>
		<category><![CDATA[flipper loans]]></category>
		<category><![CDATA[hard money loans]]></category>
		<category><![CDATA[hard money loans california]]></category>
		<category><![CDATA[limited doc loans]]></category>
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		<category><![CDATA[refinance]]></category>
		<category><![CDATA[stated income jumbo loans]]></category>
		<category><![CDATA[Stated Income Loans]]></category>
		<guid isPermaLink="false">http://valorlending.com/?p=12647</guid>

					<description><![CDATA[<p>What is a Cash-Out Refinance? &#124; Valor Lending Group What is a Cash-Out Refinance? When is the best time to do a cash out refinance? A cash-out refinance is when borrowers tap into the equity in the form of cash while refinancing an existing mortgage. Homeowners have the opportunity to refinance an existing mortgage for [&#8230;]</p>
<p>The post <a href="https://legacy.valorlending.com/what-is-a-cash-out-refinance/">What is a Cash-Out Refinance?</a> appeared first on <a href="https://legacy.valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
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		<item>
		<title>Best Valor Non-QM Florida Loans</title>
		<link>https://legacy.valorlending.com/best-valor-non-qm-florida-loans/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=best-valor-non-qm-florida-loans</link>
		
		<dc:creator><![CDATA[Stefanie Prescher]]></dc:creator>
		<pubDate>Thu, 17 Sep 2026 17:20:29 +0000</pubDate>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Stefanie Prescher]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Arizona Bank Statement Loans]]></category>
		<category><![CDATA[Arizona Mortgage Loans]]></category>
		<category><![CDATA[Arizona No Tax Return Loans]]></category>
		<category><![CDATA[Arizona real estate]]></category>
		<category><![CDATA[Arizona Stated Income Loans]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[california stated income loans]]></category>
		<category><![CDATA[no tax returns]]></category>
		<category><![CDATA[No Tax Returns required]]></category>
		<category><![CDATA[Non-QM]]></category>
		<category><![CDATA[Non-QM Loans]]></category>
		<category><![CDATA[Non-QM Mortgage Loans]]></category>
		<category><![CDATA[Non-QM products]]></category>
		<category><![CDATA[Prescott Non-QM Loans]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[San Diego Real Estate]]></category>
		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=39924</guid>

					<description><![CDATA[<p>Best Valor Non-QM Loans &#124; Valor Lending Group Would you like to learn about the best Valor Non-QM Loans? Non-QM Loans are beneficial for self-employed borrowers and real estate investors. Valor Lending Group can help you with your Non-QM Loan needs! We have helped thousands of Californians and real estate investors nationwide. We are excited [&#8230;]</p>
<p>The post <a href="https://legacy.valorlending.com/best-valor-non-qm-florida-loans/">Best Valor Non-QM Florida Loans</a> appeared first on <a href="https://legacy.valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
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		<item>
		<title>Can I get a loan as a 1099 employee?</title>
		<link>https://legacy.valorlending.com/can-i-get-a-loan-as-a-1099-employee/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=can-i-get-a-loan-as-a-1099-employee</link>
		
		<dc:creator><![CDATA[Allison Arraut]]></dc:creator>
		<pubDate>Tue, 15 Sep 2026 17:36:00 +0000</pubDate>
				<category><![CDATA[Allison Arraut]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[1099]]></category>
		<category><![CDATA[1099 workers]]></category>
		<category><![CDATA[12 Month Bank Statement Loan]]></category>
		<category><![CDATA[12 months bank statement program]]></category>
		<category><![CDATA[12-24 Month Bank Statements]]></category>
		<category><![CDATA[24 Month Bank Statement Loan]]></category>
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		<category><![CDATA[2nd Homes]]></category>
		<category><![CDATA[business owners]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[California Mortgage Loans]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[california stated income loans]]></category>
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		<category><![CDATA[DSCR Program]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[investment property]]></category>
		<category><![CDATA[no tax returns]]></category>
		<category><![CDATA[No Tax Returns required]]></category>
		<category><![CDATA[Owner occupied]]></category>
		<category><![CDATA[P&L Loan Programs]]></category>
		<category><![CDATA[P&L Loans]]></category>
		<category><![CDATA[profit and loss statement]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[Self Employed Borrowers]]></category>
		<category><![CDATA[stated income jumbo loans]]></category>
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		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=32187</guid>

					<description><![CDATA[<p>Can I get a loan as a 1099 employee? &#124; Valor Lending Group Can I get a loan as a 1099 employee? The answer is YES! Valor Lending Group&#160;has programs geared to benefit self-employed individuals, gig workers, investors and independent contractors. Since 2020 we have seen a surge in the “gig working” economy, there has [&#8230;]</p>
<p>The post <a href="https://legacy.valorlending.com/can-i-get-a-loan-as-a-1099-employee/">Can I get a loan as a 1099 employee?</a> appeared first on <a href="https://legacy.valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>Brand New 1099 Mortgage loans</title>
		<link>https://legacy.valorlending.com/brand-new-1099-mortgage-loans/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=brand-new-1099-mortgage-loans</link>
		
		<dc:creator><![CDATA[Allison Arraut]]></dc:creator>
		<pubDate>Tue, 01 Sep 2026 15:45:00 +0000</pubDate>
				<category><![CDATA[Allison Arraut]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[1099]]></category>
		<category><![CDATA[1099 workers]]></category>
		<category><![CDATA[12 Month Bank Statement Loan]]></category>
		<category><![CDATA[12 months bank statement program]]></category>
		<category><![CDATA[12-24 Month Bank Statements]]></category>
		<category><![CDATA[24 Month Bank Statement Loan]]></category>
		<category><![CDATA[24 month bank statement program]]></category>
		<category><![CDATA[2nd Homes]]></category>
		<category><![CDATA[business owners]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[California Mortgage Loans]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[california stated income loans]]></category>
		<category><![CDATA[DSCR]]></category>
		<category><![CDATA[DSCR Program]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[investment property]]></category>
		<category><![CDATA[no tax returns]]></category>
		<category><![CDATA[No Tax Returns required]]></category>
		<category><![CDATA[Owner occupied]]></category>
		<category><![CDATA[P&L Loan Programs]]></category>
		<category><![CDATA[P&L Loans]]></category>
		<category><![CDATA[profit and loss statement]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[Self Employed Borrowers]]></category>
		<category><![CDATA[stated income jumbo loans]]></category>
		<category><![CDATA[stated income loans california]]></category>
		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=31528</guid>

					<description><![CDATA[<p>Brand New 1099 Mortgage loans &#124; Valor Lending Group VALOR LENDING GROUP HAS THE BRAND NEW 1099 MORTGAGE LOANS YOU HAVE BEEN LOOKING FOR! ATTENTION SELF-EMPLOYED INDIVIDUALS ,GIG WORKERS, INVESTORS AND INDEPENDENT CONTRACTORS! Valor Lending Group&#160;has programs geared to benefit self-employed individuals, gig workers, investors and independent contractors. Since 2020 we have seen a surge [&#8230;]</p>
<p>The post <a href="https://legacy.valorlending.com/brand-new-1099-mortgage-loans/">Brand New 1099 Mortgage loans</a> appeared first on <a href="https://legacy.valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>New Stated Income Loan Options</title>
		<link>https://legacy.valorlending.com/new-stated-income-loan-options-2/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=new-stated-income-loan-options-2</link>
		
		<dc:creator><![CDATA[Allison Arraut]]></dc:creator>
		<pubDate>Thu, 20 Aug 2026 15:35:00 +0000</pubDate>
				<category><![CDATA[Allison Arraut]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[12 Month Bank Statement Loan]]></category>
		<category><![CDATA[12 months bank statement program]]></category>
		<category><![CDATA[12-24 Month Bank Statements]]></category>
		<category><![CDATA[24 Month Bank Statement Loan]]></category>
		<category><![CDATA[24 month bank statement program]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[California Mortgage Loans]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[california stated income loans]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[no tax returns]]></category>
		<category><![CDATA[No Tax Returns required]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[Self Employed Borrowers]]></category>
		<category><![CDATA[stated income jumbo loans]]></category>
		<category><![CDATA[stated income loans california]]></category>
		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=30153</guid>

					<description><![CDATA[<p>Valor Stated Income Loan Options &#124; Valor Lending Group VALOR LENDING GROUP HAS THE NEW VALOR STATED INCOME LOAN OPTIONS YOU HAVE BEEN LOOKING FOR! ATTENTION SELF-EMPLOYED BORROWERS! Are you interested in learning about our&#160;New Stated Income Loan Options? Stated income loans&#160;were created for self employed buyers and homeowners that do not qualify for a [&#8230;]</p>
<p>The post <a href="https://legacy.valorlending.com/new-stated-income-loan-options-2/">New Stated Income Loan Options</a> appeared first on <a href="https://legacy.valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		<enclosure url="https://valorlending.com/wp-content/uploads/2018/02/28003474_1966553243373297_6285300156518629376_n.mp4" length="6870498" type="video/mp4" />

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		<item>
		<title>Should You Pay Off a Mortgage Early?</title>
		<link>https://legacy.valorlending.com/should-you-pay-off-a-mortgage-early-2/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=should-you-pay-off-a-mortgage-early-2</link>
		
		<dc:creator><![CDATA[Stefanie Prescher]]></dc:creator>
		<pubDate>Tue, 18 Aug 2026 18:06:03 +0000</pubDate>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Stefanie Prescher]]></category>
		<category><![CDATA[10% Down Jumbo Loans]]></category>
		<category><![CDATA[bank statement loans california]]></category>
		<category><![CDATA[bridge loans]]></category>
		<category><![CDATA[california construction loans]]></category>
		<category><![CDATA[california hard money loans]]></category>
		<category><![CDATA[california jumbo loans]]></category>
		<category><![CDATA[california lot loans]]></category>
		<category><![CDATA[california stated income loans]]></category>
		<category><![CDATA[cannabis financing]]></category>
		<category><![CDATA[cannabis lending]]></category>
		<category><![CDATA[cannabis loans]]></category>
		<category><![CDATA[commercial construction loans]]></category>
		<category><![CDATA[construction loans california]]></category>
		<category><![CDATA[farm loans]]></category>
		<category><![CDATA[flipper loans]]></category>
		<category><![CDATA[foreign National Loans]]></category>
		<category><![CDATA[hard money loans]]></category>
		<category><![CDATA[Investing in Multi-Family]]></category>
		<category><![CDATA[jumbo loans california]]></category>
		<category><![CDATA[limited doc loans]]></category>
		<category><![CDATA[lot loans]]></category>
		<category><![CDATA[no doc loans]]></category>
		<category><![CDATA[raw land]]></category>
		<category><![CDATA[Stated Income Loans]]></category>
		<category><![CDATA[va loans]]></category>
		<category><![CDATA[vineyard loans]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=39888</guid>

					<description><![CDATA[<p>Should You Pay Off a Mortgage Early? The Answer May Surprise You! Imagine a married couple — let’s call them Matt and Donna Smith — bought their dream house two years ago. The house was $250,000, and they paid $50,000 as a down payment. Since then, both have gotten raises, and with the extra cash, [&#8230;]</p>
<p>The post <a href="https://legacy.valorlending.com/should-you-pay-off-a-mortgage-early-2/">Should You Pay Off a Mortgage Early?</a> appeared first on <a href="https://legacy.valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>Valor Non-Owner Occupied Bridge Loans</title>
		<link>https://legacy.valorlending.com/valor-non-owner-occupied-bridge-loans/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=valor-non-owner-occupied-bridge-loans</link>
		
		<dc:creator><![CDATA[Allison Arraut]]></dc:creator>
		<pubDate>Tue, 04 Aug 2026 17:36:00 +0000</pubDate>
				<category><![CDATA[Allison Arraut]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[10% Down Jumbo Loans]]></category>
		<category><![CDATA[california hard money loans]]></category>
		<category><![CDATA[california stated income loans]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[valor lending group]]></category>
		<guid isPermaLink="false">https://valorlending.com/?p=21067</guid>

					<description><![CDATA[<p>Valor Non-Owner Occupied Bridge Loans &#124; Valor Lending Group Are you interested in learning about our Valor Non-Owner Occupied Bridge Loans? Interest Only Payments &#124; 1-5 year terms &#124; NO Prepayment Penalty &#124; Up to 80% LTV Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days [&#8230;]</p>
<p>The post <a href="https://legacy.valorlending.com/valor-non-owner-occupied-bridge-loans/">Valor Non-Owner Occupied Bridge Loans</a> appeared first on <a href="https://legacy.valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>Should You Pay Off a Mortgage Early?</title>
		<link>https://legacy.valorlending.com/should-you-pay-off-a-mortgage-early/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=should-you-pay-off-a-mortgage-early</link>
		
		<dc:creator><![CDATA[Stefanie Prescher]]></dc:creator>
		<pubDate>Thu, 23 Jul 2026 16:15:00 +0000</pubDate>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Stefanie Prescher]]></category>
		<category><![CDATA[10% Down Jumbo Loans]]></category>
		<category><![CDATA[bank statement loans california]]></category>
		<category><![CDATA[bridge loans]]></category>
		<category><![CDATA[california construction loans]]></category>
		<category><![CDATA[california hard money loans]]></category>
		<category><![CDATA[california jumbo loans]]></category>
		<category><![CDATA[california lot loans]]></category>
		<category><![CDATA[california stated income loans]]></category>
		<category><![CDATA[cannabis financing]]></category>
		<category><![CDATA[cannabis lending]]></category>
		<category><![CDATA[cannabis loans]]></category>
		<category><![CDATA[commercial construction loans]]></category>
		<category><![CDATA[construction loans california]]></category>
		<category><![CDATA[farm loans]]></category>
		<category><![CDATA[flipper loans]]></category>
		<category><![CDATA[foreign National Loans]]></category>
		<category><![CDATA[hard money loans]]></category>
		<category><![CDATA[Investing in Multi-Family]]></category>
		<category><![CDATA[jumbo loans california]]></category>
		<category><![CDATA[limited doc loans]]></category>
		<category><![CDATA[lot loans]]></category>
		<category><![CDATA[no doc loans]]></category>
		<category><![CDATA[raw land]]></category>
		<category><![CDATA[Stated Income Loans]]></category>
		<category><![CDATA[va loans]]></category>
		<category><![CDATA[vineyard loans]]></category>
		<guid isPermaLink="false">http://valorlending.com/?p=9108</guid>

					<description><![CDATA[<p>Should You Pay Off a Mortgage Early? The Answer May Surprise You! Imagine a married couple — let’s call them Matt and Donna Smith — bought their dream house two years ago. The house was $250,000, and they paid $50,000 as a down payment. Since then, both have gotten raises, and with the extra cash, [&#8230;]</p>
<p>The post <a href="https://legacy.valorlending.com/should-you-pay-off-a-mortgage-early/">Should You Pay Off a Mortgage Early?</a> appeared first on <a href="https://legacy.valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>Can I get a loan with stated income?</title>
		<link>https://legacy.valorlending.com/can-i-get-a-loan-with-stated-income/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=can-i-get-a-loan-with-stated-income</link>
		
		<dc:creator><![CDATA[Allison Arraut]]></dc:creator>
		<pubDate>Thu, 09 Jul 2026 15:30:00 +0000</pubDate>
				<category><![CDATA[Allison Arraut]]></category>
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		<category><![CDATA[california]]></category>
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		<guid isPermaLink="false">https://valorlending.com/?p=31959</guid>

					<description><![CDATA[<p>Stated Income Loan Programs &#124; Valor Lending Group Are you wondering if you can I get a loan with stated income? Stated income loans&#160;were created for self employed buyers and homeowners that do not qualify for a home loan due to the low income on their tax returns. If you are a self-employed individual in [&#8230;]</p>
<p>The post <a href="https://legacy.valorlending.com/can-i-get-a-loan-with-stated-income/">Can I get a loan with stated income?</a> appeared first on <a href="https://legacy.valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
]]></description>
		
		
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			</item>
		<item>
		<title>Should You Pay Off a Mortgage Early?</title>
		<link>https://legacy.valorlending.com/should-you-pay-off-a-mortgage-early-3/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=should-you-pay-off-a-mortgage-early-3</link>
		
		<dc:creator><![CDATA[Stefanie Prescher]]></dc:creator>
		<pubDate>Tue, 30 Dec 2025 19:15:30 +0000</pubDate>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Stefanie Prescher]]></category>
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		<guid isPermaLink="false">https://valorlending.com/?p=39890</guid>

					<description><![CDATA[<p>Should You Pay Off a Mortgage Early? The Answer May Surprise You! Imagine a married couple — let’s call them Matt and Donna Smith — bought their dream house two years ago. The house was $250,000, and they paid $50,000 as a down payment. Since then, both have gotten raises, and with the extra cash, [&#8230;]</p>
<p>The post <a href="https://legacy.valorlending.com/should-you-pay-off-a-mortgage-early-3/">Should You Pay Off a Mortgage Early?</a> appeared first on <a href="https://legacy.valorlending.com">Valor Lending Mortgage and Loan Services</a>.</p>
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