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Are you looking to renovate your kitchen?

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Are you looking to renovate your kitchen? How far are you going to go, Appliances, flooring, cabinetry? Are you going with stainless steel? Will you have hardwood floors? Are the cabinets going to be replaced? There is so many aspects to consider and we, at Valor Lending Group, want to help. Flooring Hardwood: Pros Eye-Catching […]

Stated Income Loans 2021

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Stated Income Loans 2021 | Valor Lending Group Stated income loans were created for self employed buyers and homeowners that do not qualify for a home loan due to the low income on their tax returns. Self employed individuals use the IRS tax code to write off expenses, however by doing that their income is […]

Hard Money Loans 2021

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Hard Money Loans 2021 | 3 Options | Valor Lending Group | Typically without an appraisal* Hard money loans, also known as Bridge loans, Flip Loans, and Cross loans are a type of loan program that real estate investors usually use. It is not like a traditional loan, you cannot get one through just any […]

Invest in Real Estate

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Invest in Real Estate The popularity in todays market to invest in real estate is skyrocketing. In California investors are capitalizing on the low entry level real estate, competitive financing for residential properties and the Cash-Out refinancing available for investment properties. Valor Lending Group has multiple funding sources for all types of rental property loan scenarios. By […]

Bank Statement Loans 2021

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Bank Statement Loans 2021 Are you looking to purchase a new home or refinance your current home in 2021? Self-employed individuals run into issues when trying to secure a mortgage loan because they do not have W2’s to prove their net income on their tax returns. The Bank Statement Loan program allows those individuals to receive a […]

Best Bank Statement Lender

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Bank Statement Loan Ideal for the self-employed borrower. Instead of using tax returns, W-2s and pay stubs, our bank statement loan uses the total deposits into your bank account and calculates the income over a 12 to 24 month period. Self employed borrowers tend to write off a large amount of their income as expense […]

8 Tips for Moving with Pets

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8 Tips for Moving with Pets All of you pet owners. that is to say, this one’s for you.  I have had dogs and cats since I can remember. They are apart of the family and deserve to be considered when thinking about moving.   Here are some good thought tips to consider when moving […]

Bank Statement Home Loan

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The bank statement home loan is back in action with a few updates due to market conditions. The bank statement home loans are once again very comparable to a conforming, high balance and jumbo loan.  That said, they are Better than before with changes to the loan to value (LTV) allowance, Credit score requirement and […]

Bank Statement Loans CA

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When trying to secure a mortgage loan as a self-employed individual you do not have the ability to provide pay stubs or W2’s to show net income on your tax returns. Bank Statement Loans CA can help self-employed individuals to secure a mortgage loan. The Bank Statement Loans program allows those individuals to receive a […]

Best Cali Home Loans

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Looking to make a life in the beautiful state of California? California can be quite expensive; California’s median home values are well over the national median value. Only about half of California residence are homeowners. According to the U.S. Census Bureau’s 2017 American Community Survey, California has about 14.2 million housing units and a homeownership […]

Great Information About VA Home Loans

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Great information about VA home loans. Your service to our great country should always be recognized and appreciated. We have a number of programs available just for our service men and women and veterans for California residential financing. Let us work for you to get you into the home you deserve. Check out this great […]